322 NE 20th Street, Cape Coral, FL 33909
- $549,900
- 4
- BD
- 3
- BA
- 2,264
- SqFt
- List Price
- $549,900
- Status
- ACTIVE
- MLS#
- 2026034667
- Price Change
- ▲ $20,000 1789869228
- Bedrooms
- 4
- Bathrooms
- 3
- Living Area
- 2,264
- Development
- Cape Coral
- Subdivision
- Cape Coral
Property Description
Custom Waterfront Luxury on a Freshwater Canal – Estimated Completion December 2026! Experience the ultimate Florida waterfront lifestyle in this stunning, high-end custom home. Situated on a premium freshwater lot with a brand-new completed seawall, your backyard opens up to an intersecting 400-mile freshwater canal system. Fish, canoe, or take your pontoon boat out right from your own property. Best of all, enjoy absolute freedom and peace of mind: this home is situated entirely out of the flood zone, requiring No Flood Insurance, No HOA, No CDD, and No Water Bill. Interior Features & Multi-Generational Layout Designed with soaring high ceilings and premium finishes throughout, this single-story 4-bedroom, 3-bathroom home, Two Master Suites with Full Bathroom's and Access to the Pool Lanai Area, completely redefines "cookie-cutter." The heart of the home is a spectacular chef’s kitchen featuring a 10-foot island with a modern waterfall edge. The highly desirable floor plan boasts TWO Master Suites (perfect for an in-law suite setup). Both primary bedrooms feature luxurious full bathrooms, walk-in closets with custom shelving, and direct private access to the covered lanai and pool area. Outdoor Oasis & Climate-Controlled Garage Step out to your private backyard retreat, complete with a custom saltwater pool and spacious covered lanai. An elegant pavered driveway leads to a fully finished, attached 2-car garage that will thrill car enthusiasts and hobbyists. It is fully drywalled, features soundproof spray foam insulation, pull-down attic stairs for extra storage, and comes with its own dedicated AC and heating system—effectively expanding your climate-controlled footprint. Efficiency, Tech & Construction Full energy-efficient, Low-E impact glass on all exterior windows and doors. Ring security system included for both the front and backyard. 2-10 Home Warranty included for complete peace of mind. Upgrade Option: Buyers have the option to upgrade to interior metal framing and full-home spray foam insulation. Exclusive Promotions & Financing Incentives Builder Promo: Put this home under contract with selective upgrades, and receive a FREE $10,000 whole-house reverse osmosis system. Zero Down Financing: 100% lender financing available with NO money down and NO mortgage insurance premium (PMI). First-Time Homebuyer Special: Use the preferred lender and receive an additional $3,000 toward closing costs with a 3% down / NO PMI loan program. Please Note: Construction has started with an estimated completion date of December 2026. The photos provided are of a similar model home (which is available to view) for illustrative purposes only, and may feature upgraded options from previous builds. This home is currently under construction.
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Additional Information
- Taxes
- $1,111
- Building Design
- Single Family
- Year Built
- 2026
- Community Type
- None
- Construction
- Block, Concrete, Stucco
- Living Area
- 2,264
- Acres
- 0.24
- Interior Features
- Built-in Features, Bedroom on Main Level, Family/Dining Room, French Door(s)/Atrium Door(s), Kitchen Island, Living/Dining Room, Multiple Primary Suites, Cable TV, Walk-In Closet(s)
- Amenities
- None
- Cooling
- Heat Pump
- Heating
- Heat Pump
- Flooring
- Tile
- Garage Spaces
- 2
- Exterior Features
- Security/High Impact Doors, Sprinkler/Irrigation, Outdoor Grill
- View
- Canal
- Waterfront
- Yes
- Waterfront Description
- Seawall
- Sewer
- Septic Tank
- Pool Description
- Electric Heat, Heated
- Stories
- 1
- Pets
- Yes
Listing courtesy of LoKation.