Moving to Southwest Florida? 7 Things You'll Wish You Knew Before You Got Here

Sunshine, beaches, boating and warm winters make Southwest Florida an incredible place to call home. But relocating here can be different from moving to other parts of the country.

1. Home Insurance Is Different

Florida homeowners should begin researching insurance early in the buying process. Property type, roof age, location and other features may affect insurance options and costs.

2. Understand Flood Zones

Flood zones vary throughout Southwest Florida. A property located near the water isn't automatically the same as another waterfront property, so understanding flood information is an important part of your home search.

3. Summers Are Hot

Southwest Florida summers bring warm temperatures, humidity and afternoon rainstorms. The upside? Residents enjoy outdoor activities, pools and boating throughout much of the year.

4. Winter Is Our Busy Season

Seasonal residents and visitors return during the cooler months, which can mean more traffic, busier restaurants and increased activity throughout Southwest Florida.

5. Every Community Feels Different

Cape Coral, Fort Myers, Naples, Punta Gorda, Bonita Springs and Venice each offer a different lifestyle. Finding the right community can be just as important as finding the right house.

6. Boating Is Part of the Lifestyle

You don't have to own a boat to enjoy Southwest Florida's water-based lifestyle. Fishing, kayaking, paddleboarding, waterfront dining and sunset cruises are all part of living here.

7. You May Spend More Time Outside

Lanais, pools, patios and outdoor kitchens can become extensions of your living space. For many people, outdoor living is one of the biggest reasons they fall in love with Southwest Florida.

Explore our guides to Cape Coral, Fort Myers, Bonita Springs and other Southwest Florida communities.