Cape Coral Homes under $350,000

Cape Coral Homes under $350,000

Welcome to Cape Coral, Florida – a vibrant city where sunshine meets serene waterways! Nestled in Lee County, Cape Coral is renowned for its stunning canals, lush landscapes, and an array of recreational activities that cater to all lifestyles. With over 400 miles of navigable waterways, this charming city is a haven for boating enthusiasts and nature lovers alike. Whether you’re exploring the scenic parks or enjoying a day at the beach, Cape Coral offers a perfect blend of relaxation and adventure.

For those seeking a place to call home, Cape Coral boasts an impressive selection of homes under $350,000, making it an ideal destination for first-time buyers, families, and retirees. These affordable properties range from cozy single-family homes to modern townhouses, each offering unique features and potential for personalization. Imagine waking up in a home that reflects your style, all while being just a stone’s throw away from the stunning Gulf Coast.

The community in Cape Coral is as warm and inviting as the Florida sun. With a variety of local shops, restaurants, and entertainment options, you’ll find everything you need right at your doorstep. The city also hosts numerous events throughout the year, fostering a strong sense of community spirit.

Whether you’re looking for a peaceful retreat or an active lifestyle, Cape Coral is the perfect place to plant your roots. With homes available under $350,000, your dream of living in this beautiful coastal city is closer than ever. Don’t miss the chance to discover your perfect piece of paradise in Cape Coral!

Newest Cape Coral Homes under $350,000

2618 NE 1st Place, Cape Coral
$344,900
4 Beds ⋅ 3 Baths ⋅ Cape Coral SubDv.
$18,000 CLOSING COST INCENTIVE $$$$ NEW CONSTRUCTION | 4 BEDROOMS | 3 FULL BATHS | DUAL PRIMARY SUITES | MOVE-IN READY! More home. More flexibility. More value. Welcome to the Sunset Harbor, a brand-new 2026 Cape Coral home offering 4 bedrooms, 3 full bathrooms, dual primary suites, and 1,818 sq ft of thoughtfully designed living space—all at an exceptional price point AND AN $18,000 TOWARDS CLOSING COSTS. Step inside to a bright, open-concept layout designed for the way you live today. The spacious great room flows seamlessly into the dining area and kitchen, creating an inviting space for entertaining, family gatherings, or simply relaxing at home. The kitchen takes center stage with quartz countertops, stainless steel appliances, ample cabinetry, and a clean, modern design. One of this home's biggest advantages is its highly desirable DUAL PRIMARY SUITE layout. Each primary suite features its own private en-suite bathroom and walk-in closet, making this floor plan ideal for multi-generational living, extended-stay guests, roommates, or anyone who simply wants more privacy and flexibility. Two additional bedrooms and a third full bathroom provide plenty of space for family, a home office, hobbies, or guests. Enjoy the Florida lifestyle from the covered lanai, with room for outdoor dining, grilling, and comfortable seating. The backyard offers even more possibilities to create your own outdoor retreat. GUEST SUIT/TWO PRIMARY SUITS. Impact-resistant windows and doors upgraded flooring throughout, a spacious laundry room, smart garage door opener, and energy-efficient new construction add everyday comfort, convenience, and peace of mind. Conveniently located in growing Cape Coral with access to shopping, dining, parks, Fort Myers, and Southwest Florida beaches. Whether you're searching for a primary residence, seasonal home, or investment opportunity, the Sunset Harbor delivers the space, versatility, and features buyers want—without the price tag you'd expect. BRAND NEW. MOVE-IN READY. $18,000 SELLER CONCESSIONS. Schedule your private showing and see why the Sunset Harbor stands out from the competition. Listing photos are virtually staged. This is the Sunset Harbor Plan.

2618 NE 1st Place, Cape Coral
4647 SE 17th Place Unit 202, Cape Coral
$310,000
2 Beds ⋅ 2 Baths ⋅ Clipper Bay Condo SubDv.
One or more photo(s) has been virtually staged, AI generated or rendered. BOAT SLIP INCLUDED! Welcome to waterfront living in Clipper Bay, where the ultimate Cape Coral boating lifestyle is right outside your door. This well-located condo comes complete with a private boat slip and direct Gulf access, giving you the freedom to hop on your boat and head out to the Gulf, islands, beaches, waterfront restaurants, and endless days on the water. The condo also includes a private garage, providing secure parking and additional storage. Enjoy the peaceful waterfront setting and the convenience of being close to Cape Coral’s restaurants, shopping, entertainment, and everyday amenities. Whether you’re looking for a full-time residence, seasonal getaway, or investment, this is a fantastic opportunity to own a piece of paradise in one of Cape Coral’s most desirable boating communities. For boaters, it doesn’t get much better than having your own slip with direct Gulf access right at home!

4647 SE 17th Place Unit 202, Cape Coral
1329 NE 17th Street, Cape Coral
$225,900
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv.
This is a short Sale subject to existing lender's approval which could result in delays.Gorgeous 3 bedrooms, 2 Baths, 2 car garage.Close to everything Surfside shops, restaurants,school perfect for first time home buyer.

1329 NE 17th Street, Cape Coral
1406 NE 12th Place, Cape Coral
$309,900
4 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv.
New Construction! Builder Incentive! Flex Cash of $5,000 towards closings costs, pre-paids, or rate buy down with the use of a preferred lender and preferred title. New Construction - 4 bedroom, 2 bathroom home. Concrete block home. One story home with an open floor plan perfect for cooking in the kitchen while entertaining your family and friends. Large master bedroom and walk in closet! Enjoy an open kitchen with shaker-style cabinets, Stainless Steel appliances (microwave, dishwasher, range), pantry, and a countertop bar to the gathering room. Your owner's suite is complete with a walk-in wardrobe closet and a private in-suite bath. Plus enjoy a 2-car garage, architectural shingles, energy-efficient insulation and windows, and a builder warranty. Please note that virtual tour/photos showcase the home layout and colors and design options although actual home for sale may differ and may not be exact depiction of this home listed. Furnishings and decor do not convey with home. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change at any time without notice or obligation.

1406 NE 12th Place, Cape Coral
4017 Palm Tree Boulevard Unit 406, Cape Coral
$240,000
2 Beds ⋅ 2 Baths ⋅ Clubhouse Villas SubDv.
Enjoy the best of Florida living in this beautifully updated, turnkey penthouse condo in the gated community of Banyan Trace! Located on the 4th floor, this 2-bedroom, 2-bathroom residence features soaring vaulted ceilings that create a bright, open, and spacious feel, with the convenience of an elevator. Modern tile plank flooring and granite countertops add a stylish touch, while the turnkey furnishings make this condo truly move-in ready. Just bring your suitcase and start enjoying the Florida lifestyle! Banyan Trace offers an array of resort-style amenities, including an oversized pool and spa, fitness room, tennis and pickleball courts, and bocce ball. Ideally situated in Southeast Cape Coral, you'll enjoy quick access to the new Bimini Square and vibrant downtown Cape Coral, where you can explore an abundance of restaurants, nightlife, farmers markets, and local entertainment. Whether you're looking for a seasonal getaway, full-time residence, or investment opportunity, this condo offers the perfect blend of comfort, convenience, and resort-style living!

4017 Palm Tree Boulevard Unit 406, Cape Coral
3225 NW 21st Street, Cape Coral
$340,000
4 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv.
Why start from scratch when you can move into a newer home with upgrades already in place? Built in 2022, this well-maintained Northwest Cape Coral home offers 1,808 square feet of living space, 4 bedrooms plus a den, 2 bathrooms and an open floor plan with room to work, relax, and entertain. Nine-foot ceilings create an airy feel, while tray ceilings in the living room and primary bedroom add architectural detail. Wood-look plank tile flows throughout the home.The spacious kitchen features white shaker-style cabinets, granite countertops, Samsung smart appliances, a pantry, and a large island with plenty of room for meal prep, casual dining, and entertaining. Step outside to the spacious screened lanai with paver flooring an inviting spot for morning coffee, weekend barbecues, and evenings with friends. The outdoor barbecue setup, complete with a mini refrigerator and sink, is included in the sale. A fenced yard, paver patio, and mango and avocado trees enhance the outdoor space, while a paver driveway adds curb appeal. Practical upgrades include a new A/C, a whole-home reverse osmosis system with a 500-gallon storage tank, whole-home surge protection, and a new generator with a 50-amp hookup for backup power. The garage features an epoxy floor and storage racks to help keep everything organized. The home is located near Coral Oaks Golf Course, with convenient access to shopping and dining along Pine Island Road and the site of the planned Seven Islands development. With thoughtful upgrades inside and out, this home is ready for its next chapter. Schedule your private showing today!

3225 NW 21st Street, Cape Coral
1403 SE 27th Street, Cape Coral
$272,000
2 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv.
Discover this clean, move-in ready charming house in Cape Coral—ideal for first-time home buyers, downsizers, or anyone searching for in South Cape Coral. Located in a quiet yet convenient neighborhood, this well-maintained property offers excellent value among Cape Coral houses for sale under budget-friendly prices. Enjoy newer paint, stainless appliances, and a newer A/C in this non-smoker home. The flexible den provides extra living space for an office, guest room, or hobby area. Relax on the large screened lanai or enjoy the spacious backyard—perfect for outdoor Florida living. A 2-car garage rounds out this practical, low-maintenance home. Whether you’re looking for affordable Cape Coral real estate, starter homes in Cape Coral, or a peaceful place to call home near shopping, dining, and parks, this South Cape Coral gem delivers wholesome comfort and smart value. Schedule your showing today!

1403 SE 27th Street, Cape Coral
909 SE 46th Lane Unit 209, Cape Coral
$145,000
2 Beds ⋅ 1 Baths ⋅ Cape Palms Condo SubDv.
GULF ACCESS WATERFRONT CONDO—COMPLETELY TURNKEY! Enjoy the Southwest Florida lifestyle from this second-floor 2-bedroom, 1-bath condo offering nearly 1,000 square feet and beautiful elevated water views. Everything inside the unit stays, making this an easy opportunity for a seasonal getaway, full-time residence, or ready-to-enjoy Florida retreat. Step inside to a bright, naturally lit interior where the waterfront setting can be enjoyed right from the living room. A two-door slider opens to the tiled, screened lanai—the perfect spot to relax and take in the canal views. The kitchen features granite countertops, stainless steel appliances, a pantry, and a window that brings in additional natural light. The waterfront bedroom also enjoys a great view and features a HUGE walk-in closet. Boaters will appreciate the Gulf access location, with dock tie-up available on a first-come, first-served basis. Even better, the seller is including the floating dock currently out back, and the BOAT MAY ALSO BE AVAILABLE WITH AN ACCEPTABLE OFFER! When you're not on the water, enjoy the southern-exposure community pool, electrically heated and surrounded by a spacious brick-paver deck perfect for soaking up the Florida sunshine. Additional amenities include a community room with pool and poker tables, exercise equipment, and an inexpensive community laundry facility. TURNKEY, WATERFRONT, GULF ACCESS, AND READY TO ENJOY—bring your suitcase and start living the Cape Coral boating lifestyle!

909 SE 46th Lane Unit 209, Cape Coral
4515 Country Club Boulevard Unit 205, Cape Coral
$275,000
2 Beds ⋅ 2 Baths ⋅ Country Club Place Condo SubDv.
Welcome to your Florida dream, right on the Rubicon Canal. This second-floor 2 bedroom, 2 bath condo at 4515 Country Club Drive is offered turnkey, (minus exclusions),so you can bring your suitcase and start living the Florida life right away. Start your mornings on the balcony with coffee and a sunrise over the water, then watch the boats go by on one of the widest canals in Cape Coral. The A/C is only a year old, the hot water heater is newer, both baths are updated, and hurricane shutters are already in place. The association recently replaced the roof and carries insurance and flood insurance, so you're covered where it counts. Bring your boat, because the shared dock comes with the HOA and is rarely crowded, with canal access to the Gulf. When you want a break from the water, the community pool is right there. It's a smaller floor plan, but the location is the real prize, in one of the older, more established parts of Cape Coral where the best spots tend to be. If you've been waiting for your chance to live the Florida dream, come see it. Centrally located in the middle of everything! Minutes from Fort Myers and downtown Cape Coral.

4515 Country Club Boulevard Unit 205, Cape Coral
2219 NW 26th Street, Cape Coral
$339,900
4 Beds ⋅ 3 Baths ⋅ Cape Coral SubDv.
$18,000 CLOSING COST INCENTIVE ON THIS HOME!! Discover the highly sought-after Sunset Harbor plan, a modern coastal design offering four bedrooms, three full baths, and dual primary suites—perfect for guests, extended family, or multigenerational living. The open-concept layout is designed for both everyday living and entertaining, with a chef-inspired kitchen featuring quartz countertops, stainless steel appliances, all-wood shaker cabinetry, a large island, and pantry. The spacious great room and dining area connect seamlessly, creating a bright and inviting main living space. Upgraded plank-style flooring runs throughout the entire home, adding a stylish, cohesive look while making everyday living and maintenance a breeze. Situated on a spacious lot, this home offers plenty of room to create the outdoor space you've been dreaming of—whether that means a future pool, an outdoor entertaining area, or your own private retreat. With modern finishes, thoughtful design, and quality construction, The Sunset Harbor delivers the space and features today's buyers are looking for. NO FLOOD ZONE + IMPACT WINDOWS = LOW INSURANCE. Modern design, quality construction and unbeatable value. One or more photo(s) was virtually staged. This is the Sunset Harbor plan

2219 NW 26th Street, Cape Coral
423 Cape Coral Parkway W Unit 202, Cape Coral
$115,000
2 Beds ⋅ 2 Baths ⋅ Cavendish Square Condo SubDv.
Conveniently located off Cape Coral Parkway, this 2-bedroom, 2-bath second-floor end unit is just minutes from Downtown Cape Coral, shopping, dining, entertainment, and the Cape Coral Bridge into Fort Myers. The condo features an open great-room layout, stainless steel appliances, ample cabinetry, in-unit laundry, a walk-in closet in the primary bedroom, and a private screened balcony. An assigned parking space and community pool add to the convenience. Ideal for a full-time residence, seasonal getaway, or investment property in a central Cape Coral location.

423 Cape Coral Parkway W Unit 202, Cape Coral
316 SW 19th Terrace, Cape Coral
$294,500
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv.
A TRIPLE LOT, SALTWATER POOL, and NO FLOOD INSURANCE REQUIRED—this 3-bedroom, 2-bath home has some hard-to-find features that set it apart! Sitting on an oversized, fully fenced triple lot, there’s plenty of room to enjoy the outdoors, whether you’re entertaining, gardening, giving your pets space to roam, or simply relaxing by the pool. A screened front porch provides a welcoming spot to enjoy the fresh air, while out back, the inground saltwater pool and enclosed lanai give you even more space to enjoy Florida’s warm weather. The spacious backyard offers plenty of possibilities, and a doggy door makes life a little easier for four-legged family members. A 1-car garage provides additional parking and storage. Inside, the home offers an opportunity to update and personalize the space to fit your style. Conveniently located close to shopping, dining, and entertainment, this home could make a great full-time residence, seasonal Florida getaway, or investment property. One or more photos have been virtually staged.

316 SW 19th Terrace, Cape Coral
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