Matlacha Homes under $400,000

Matlacha Homes under $400,000

Welcome to Matlacha, Florida – a hidden gem nestled in the heart of Lee County! This charming fishing village, with its vibrant art scene and stunning waterfront views, offers a unique blend of small-town charm and coastal allure. Known for its colorful cottages and friendly atmosphere, Matlacha is a haven for those seeking a laid-back lifestyle amidst the beauty of nature.

One of the standout features of Matlacha is its proximity to the breathtaking waters of Matlacha Pass, making it a paradise for boating, fishing, and kayaking enthusiasts. Stroll along the picturesque streets lined with local shops and galleries, where you can discover unique artwork and handcrafted treasures. The community hosts various events throughout the year, fostering a sense of camaraderie among residents and visitors alike.

For those looking to call this enchanting village home, Matlacha offers an array of affordable housing options, with charming homes available for under $400,000. Whether you’re searching for a quaint cottage with water views or a cozy bungalow surrounded by lush tropical landscapes, you’ll find the perfect abode to suit your lifestyle.

Matlacha’s real estate market is an excellent opportunity for first-time homebuyers, retirees, or anyone looking to invest in a vibrant community. With its idyllic setting, friendly neighbors, and a plethora of outdoor activities, Matlacha is more than just a place to live; it’s a lifestyle waiting to be embraced. Come explore the possibilities and discover why Matlacha is the perfect place to plant your roots in sunny Florida!

Newest Matlacha Homes under $400,000

4278 Pine Island Road NW, Matlacha
$394,900
2 Beds ⋅ 1 Baths ⋅ Matlacha SubDv.
MATLACHA CHARM ALERT! Sitting on the Dock of the Bay — the Best Seat in the House! Welcome to your slice of paradise! This fully remodeled and beautifully updated coastal cottage offers never-ending views of the water and breathtaking sunsets — right from your own backyard. Whether you’re dreaming of a laid-back island lifestyle or looking for a fantastic vacation rental (VRBO) opportunity, this home is pure perfection. Two cozy bedrooms, one stylish bath, and an unbeatable location for anyone whose heart belongs to the water — boating, fishing, or simply soaking in the coastal beauty. Rebuilt after Hurricane Milton, this gem features all-new everything — including a brand-new dock and boat lift! Cast your line right from your dock and enjoy endless panoramic views where dolphins, manatees, and sea life make regular appearances. This is more than a home — it’s an experience. A magical waterfront retreat that radiates light, charm, and carefree island vibes. Join the friendly fishing and boating community of Matlacha and start living your best life on the bay! Assumable and affordabel flood insurance!

4278 Pine Island Road NW, Matlacha
2567 Cay Cove, Matlacha
$399,000
2 Beds ⋅ 2 Baths ⋅ Matlacha SubDv.
Classic Matlacha Cottage on an oversize lot with deep water access! This completely renovated 2-bedroom, 1.5 bath classic comes FULLY FURNISHED and is nestled right in the heart of Matlacha. Not only is this home surrounded by world-class fishing, pristine gulf beaches, incredible native wildlife, it is also within walking distance to everything Matlacha has to offer including art galleries, restaurants and shops. This perfectly renovated home is the definition of coastal chill and features wood plank ceilings, tile throughout, beautiful new kitchen complete with quartz countertops, updated electrical with raised outlets, DenseGlass wallboard throughout, new washer and dryer and new water heater. Enjoy the incredible Matlacha sunsets and native wildlife from the back patio that along with the seawall was replaced in 2019! Roof is also a 2019! Come see this home today and start Living the Island Life!

2567 Cay Cove, Matlacha
2647 Pine Street, Matlacha
$299,000
2 Beds ⋅ 1 Baths ⋅ Matlacha SubDv.
Discover your slice of paradise in the quiet fishing town of Matlacha Island. This charming 2 bedroom 1 bath home offers the perfect blend of island character and modern comforts. This home is a boaters dream with direct access with wood dock and boat lift out back along with a kayak rack for those AirBNB guest or avid fishermen. Step inside to an open & split floor plan with plenty of light. Newer roof, New cabinets and A/C with tile flooring throughout. Whether you're looking for a full time residence, vacation getaway, or investment opportunity, this Matlacha waterfront gem!! Nestled in prime location and walking distance to shopping, art galleries and restaurants, and just a short drive to Cape Coral & Fort Myers, this is a true old Florida Living with modern day convenience. Seller has an assumable flood policy of $2,663 due annually

2647 Pine Street, Matlacha
2650 Coco Plum Drive, Matlacha
$349,000
1 Beds ⋅ 1 Baths ⋅ Matlacha SubDv.
This canal front residential property is located at 2650 Coco Plum Drive in Cape Coral, Florida, within the Matlacha area of Lee County. The property sits along a saltwater canal that provides access to surrounding waterways consistent with local conditions and navigational regulations. Matlacha is a coastal community positioned between Pine Island and the mainland, known for its compact layout, waterfront setting, and connection to nearby fishing areas and barrier islands. The residence on the property is a single story cabin style home featuring one bedroom and one bathroom. A garage is included, offering enclosed parking and storage. The garage is equipped with a hurricane rated garage door designed to meet applicable wind resistance standards. The home is situated on a canal front lot with established shoreline improvements that support marine use. Along the water frontage, a seawall was newly constructed in 2020. A dock and boat lift were also installed in 2020, providing direct access to the canal. The boat lift includes a canvas cover, which offers protection for a vessel when not in use. Water depth, vessel suitability, and navigability should be independently verified by prospective buyers based on intended use and seasonal conditions. The roof of the home was replaced in 2021 prior to Hurricane Ian. According to the information provided, the structure did not sustain roof damage during that storm. Buyers are encouraged to conduct their own inspections to confirm the condition and remaining service life of the roof and all other improvements. The canal system connected to the property leads toward open water areas that are commonly used for boating and access to nearby fishing flats and coastal waters. The waterways also provide routes for traveling by boat to nearby islands and beaches, subject to local regulations, tides, and weather conditions. No representation is made regarding travel times or water conditions. The property is located within walking distance of local dining establishments, retail shops, and art galleries in Matlacha. The area is known for its locally owned businesses and pedestrian friendly layout. This setting allows residents to access nearby amenities without reliance on long drives while remaining connected to the broader Lee County region. Road access to the property is provided by Coco Plum Drive, a maintained residential roadway. Utilities serving the home are consistent with other residential properties in the area, though buyers should verify specific service providers and availability. Any future modifications, expansions, or changes in use should be reviewed with Lee County and applicable local agencies to ensure compliance with zoning, building, and environmental regulations. This property may be suitable for buyers seeking a small waterfront residence with established marine infrastructure in a coastal Florida community.

2650 Coco Plum Drive, Matlacha
11476 May Street, Matlacha
$355,000
2 Beds ⋅ 2 Baths ⋅ Matlacha SubDv.
Welcome to this opportunity in the charming and colorful fishing village of Matlacha! This waterfront property with direct Gulf access offers the perfect canvas for your coastal dream home. Located just minutes to the open water of Charlotte Harbor and easy boat ride to Cayo Costa, Boca Grande, Sanibel, Captiva, Ft. Myers Beach, all the outer islands and the Gulf waters providing some of the best fishing in all of SW Florida! The composite material dock with boat lift is ready for you to relax and enjoy the gorgeous Florida sunrises or sunsets!! This property provides a coveted lifestyle for boaters, anglers, and island lovers alike. This is an ideal project for investors, builders, or anyone ready to rebuild or renovate in one of Southwest Florida's most unique communities. Whether you're looking to restore the existing home or start fresh with new construction within this prime location, island life is ready for you!... Set up your showing appointment today and come check out this piece of paradise!!

11476 May Street, Matlacha
2686 Clyde Street, Matlacha
$349,000
2 Beds ⋅ 1 Baths ⋅ Island Harbors SubDv.
This 2 br, 1 bth home located in a small quaint community of gulf access waterfront homes in Matlacha. This home is reasonably priced, just waiting for your finishing touches. Major improvements already completed: New Composite Dock installed in 2024, New Roof in 2023, New A/C system in 2024 and New hot water heater in 2024. Photos depict before and after to show the potential of how adorable you can decorate the home for your private use or make some extra bucks renting as a vacation rental. Come see this home today! Great Value and Opportunity.

2686 Clyde Street, Matlacha
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