Punta Gorda Homes under $400,000

Punta Gorda Homes under $400,000

Welcome to Punta Gorda, Florida – where coastal charm meets vibrant living! Nestled along the picturesque shores of Charlotte Harbor, Punta Gorda is a hidden gem that perfectly blends the allure of small-town life with the excitement of waterfront activities. With its warm climate, stunning sunsets, and friendly community, it’s no wonder that Punta Gorda has become a sought-after destination for homebuyers looking for a slice of paradise.

One of the most appealing aspects of Punta Gorda is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you’ll discover a variety of options, from cozy single-family homes to modern townhouses, all designed to suit various lifestyles. Whether you’re a first-time buyer, a retiree, or looking for a vacation retreat, Punta Gorda offers affordable housing options without compromising on quality or location.

Imagine waking up to the gentle sounds of nature and sipping your morning coffee while taking in the breathtaking views of the harbor. With numerous parks, walking trails, and waterfront dining, life in Punta Gorda is all about enjoying the outdoors. The city is also known for its vibrant arts scene, featuring galleries, theaters, and cultural events that bring the community together.

In Punta Gorda, you’ll not only find a home but a lifestyle enriched by friendly neighbors, beautiful surroundings, and a plethora of recreational opportunities. Discover your dream home in this enchanting city, and experience the best of Florida living without breaking the bank!

Newest Punta Gorda Homes under $400,000

2903 Roma Court, Punta Gorda
$395,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
Various photos have been staged. Peaceful Cul-de-Sac Living in Punta Gorda Isles with a Park-Like Setting Tucked away on a quiet cul-de-sac, this 3-bedroom, 2-bath home with a 2-car garage sits on an oversized lot backing to a large green belt, perfect for morning walks, pets, or simply watching the local wildlife. With open space on both sides and an expansive park-like backdrop, you'll feel the privacy the moment you arrive. A welcoming paver driveway and entry lead to a one-of-a-kind paver bench, made for relaxed "front porch sitting." Inside, 20" tile flows through the living room, kitchen, and dining area. The updated kitchen features granite countertops, a tile backsplash, stainless steel appliances, a convection oven, and a double sink with reverse osmosis water. Outdoor living is the highlight. The dining area, bedroom 2, and primary bedroom all open through sliding glass doors to a tiled, air-conditioned four-season lanai. Double 12' sliders lead to the private, screened pool surrounded by pavers. The primary suite offers wood laminate flooring, a walk-in closet, and an updated ensuite bath with a tiled glass-enclosed shower with dual shower heads and double sinks. The main bath features a tub/shower with glass surround and tile. Practical touches include an inside laundry area with full-size stacked washer and dryer and a soaking sink, plus an epoxy-floored 2-car garage with pull-down attic access for extra storage. Major updates: A/C (2023), flat tile roof (2024), and hot water heater (2026). Peaceful, private, and move-in ready, this is a home you'll enjoy for years to come. Call today to schedule your private showing!

2903 Roma Court, Punta Gorda
43997 Boardwalk Loop Unit 1841, Punta Gorda
$239,900
2 Beds ⋅ 2 Baths ⋅ Babcock National SubDv.
Welcome to your new condo in the highly sought-after, gated community of Babcock National. This stunning 2023-built, top floor corner condo is being offered completely turnkey and showcases some of the best, unobstructed water and golf course views in the entire neighborhood. GOLF MEMBERSHIP INCLUDED! Pull into your covered carport space and take the elevator or stairs up to the top floor where this end-unit offers its own exterior storage unit and a bright, breezy ambiance. Stepping through the front door, you are greeted by an open floor plan flooded with natural light, featuring impact-resistant windows and doors, soaring volume ceilings, along with sleek tile flooring throughout the main living areas. The chef-inspired kitchen is complete with pristine quartz countertops, a generous breakfast bar island, stainless steel appliances, pendant lighting and a modern glass tile backsplash. This same area flows seamlessly into a formal dining space with a bright bay window and a spacious great room. Slide open the sliding glass doors to your private, screened-in lanai to enjoy panoramic views of the long lake and the the championship golf course. Tucked away on the front half of the home, features a spacious guest bedroom, a pristine full bath, and a luxurious primary suite that boasts a generous walk-in closet and an en-suite bath. Complete with upscale designer furnishings, this move-in-ready residence lets you immediately embrace the ultimate Southwest Florida lifestyle. Just outside of your home and within the community, you have an array of amenities at your fingertips. There's the 18-hole championship golf course, resort-style pool with lap lanes & a spa, tiki bar, pickleball & bocce courts, a state-of-the-art fitness center, tennis center, a clubhouse w/ dining, dog park and more! Not only that but Founder’s Square within Babcock Ranch, regularly hosts food trucks with entertainment, markets, music, etc. Living at Babcock means more than just residing—it's a vibrant lifestyle. Your neighbors are waiting! Come check out what the community and lifestyle is all about!

43997 Boardwalk Loop Unit 1841, Punta Gorda
28005 Pasadena Drive, Punta Gorda
$280,000
3 Beds ⋅ 3 Baths ⋅ Tropical Gulf Acres SubDv.
CASH ONLY – SOLD STRICTLY AS IS. Value-add opportunity on a desirable DOUBLE CORNER LOT. 2025 CBS construction with fire damage (Aug 2026). Block walls appear intact. Large 32" x 32" tile throughout may be salvageable with proper restoration. Estimated ARV $500,000+. Impact windows, garage doors, roof components and other repairs will be needed – buyer to have structure, roof sheathing and trusses independently inspected. Price reflects lot value, existing improvements and current condition; serious cash offers with proof of funds will be considered. Clean title, no mortgage, quick close possible. Seller makes no repairs or credits. Fire report and Seller's Disclosure available. Showings by appointment only, accompanied by listing agent; all visitors must sign Fire Damage Notice and Liability Waiver. ARV and all information are estimates; buyer to verify independently.

28005 Pasadena Drive, Punta Gorda
27029 Sumatra Drive, Punta Gorda
$260,000
2 Beds ⋅ 2 Baths ⋅ Tropical Gulf Acres SubDv.
Virtually Staged. Manufactured 2 bed 2 bath. Very cute corner lot. High and Dry. Just co'd. Concrete parking. Property is being sold below appraisal ...

27029 Sumatra Drive, Punta Gorda
175 Kings Highway Unit 1138, Punta Gorda
$129,900
2 Beds ⋅ 2 Baths ⋅ Not Applicable SubDv.
Pride of ownership is evident in this beautifully maintained, move-in-ready, turnkey third-floor 2-bedroom, 2-bathroom end-unit condo in the Newport Condominium community. This desirable section of the community offers an assigned carport space, a feature most units do not have, along with lower HOA fees than other sections of the community. The spacious end unit features two additional windows that fills the home with natural light and a bright, open-concept floor plan where the kitchen flows seamlessly into the dining and living areas. The living room is complete with a built-in wet bar, perfect for entertaining. Tile flooring extends throughout the main living areas and bathrooms. The beautifully updated kitchen features wood cabinetry, solid-surface countertops, and stainless-steel appliances. The split-bedroom floor plan provides privacy, while the primary suite offers a peaceful lake view, wood look laminate flooring, direct access to the lanai, and a private en-suite bathroom with a walk-in shower, separate linen closet, and walk-in closet. The guest bedroom features a versatile Murphy bed that effortlessly folds away when not in use, making this a true multi-purpose space. Perfect for accommodating overnight guests, it can easily be tucked away to create a comfortable office or den providing both comfort and functionality. The condo has been recently painted inside and tastefully decorated in an elegant style that blends luxury with warmth. Custom cornice boards add a beautiful finishing touch. Additional conveniences include an in-unit full-size washer and dryer, 2019 A/C, and a new roof and exterior painting completed in 2023. Enjoy the Florida weather from the screened and tiled lanai, featuring 4-track vinyl windows that can be opened to let the breeze flow through or closed when you want protection from the rain. Elevators provide easy access to this third-floor unit, and water, sewer and exterior pest control are included in the HOA fees. Newport offers an array of amenities, including a clubhouse, large heated pool, tennis, pickleball and bocce courts, shuffleboard, and grilling area. Ideally located near U.S. 41 and I-75, you’re just minutes from Punta Gorda Airport, Fishermen’s Village, Sunseeker Resort, and downtown Punta Gorda, with its shopping, dining, and entertainment. Whether you’re looking for a seasonal retreat or a full-time residence, this condo offers a wonderful opportunity to enjoy the Florida lifestyle in a peaceful, convenient setting!

175 Kings Highway Unit 1138, Punta Gorda
2060 Willow Hammock Circle Unit 301, Punta Gorda
$180,000
3 Beds ⋅ 2 Baths ⋅ Heritage Lake Park SubDv.
Beautiful TOP-FLOOR CORNER UNIT offering 3 bedrooms, 2 bathrooms, gorgeous water views, and an abundance of natural light! This partly furnished home enjoys an exceptional corner location with additional windows along the side, providing beautiful views of both the water and lush tropical landscaping. The building itself was freshly painted a soft yellow in 2026, creating a bright and welcoming exterior. A large breezeway and custom tilework along the hallway flooring add even more character as you approach the unit. Step inside to a bright, spacious interior featuring fresh paint, crown molding, generous room sizes, and LOTS of closet and storage space. The large kitchen offers an abundance of solid dark wood cabinetry and plenty of workspace, complemented by a 2026 refrigerator, new kitchen faucet, and beautiful new gold cabinet hardware. The combination of the rich wood cabinetry and updated finishes gives the kitchen a warm, upscale feel. Major updates provide added peace of mind, including a NEW HVAC system installed in July 2026 and a NEW water heater installed in July 2026. Additional 2026 improvements include updated light fixtures, ceiling fans with remote controls, new blinds, and remote-controlled slider blinds on the back door. The seller also has a home inspection report from May 2026 available for review. Enjoy the convenience of assigned covered parking along with elevator access to the top floor. The corner-unit setting, additional windows, water views, beautiful landscaping, and spacious interior make this home especially inviting. Located within a gated community and nesting bird sanctuary, residents enjoy a peaceful setting along with a centrally located amenities area featuring a heated swimming pool, clubhouse, fitness center, pickleball courts, and tennis courts. Whether relaxing at home and enjoying the views or taking advantage of the community amenities, this 3-bedroom, 2-bath top-floor corner unit offers a wonderful Florida lifestyle. Schedule your private showing and see everything this beautiful home and community have to offer!

2060 Willow Hammock Circle Unit 301, Punta Gorda
3830 Bal Harbor Boulevard Unit 17, Punta Gorda
$299,000
2 Beds ⋅ 2 Baths ⋅ Villas Of Bal Harbor SubDv.
Turnkey and move-in ready, this beautifully maintained 2-bedroom plus den, 2-bath waterfront condo is ideally located in Punta Gorda Isles, offering exceptional boating access and stunning waterfront views. This desirable end unit features a private deeded dock, concrete seawall, and direct access perfect for both sailing and powerboating. The upgraded kitchen showcases granite countertops, wood cabinetry, and matching appliances, while the open floor plan, high ceilings, skylights, and tasteful décor create a bright and inviting living space. Laminate and tile flooring flow throughout the main living areas, with spacious walk-in closets, ample storage, and a convenient indoor utility room. Additional features include a 2-car garage, metal roof, and hurricane shutters for added peace of mind. Residents enjoy access to a community pool, while the HOA includes water and manages exterior maintenance. Located close to Punta Gorda’s golf courses, restaurants, shopping, sidewalks, and local amenities, this waterfront condo offers the perfect combination of comfort, convenience, and Florida waterfront living. Schedule your showing soon!

3830 Bal Harbor Boulevard Unit 17, Punta Gorda
1311 Tuscany Drive, Punta Gorda
$398,800
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
Exceptional Greenbelt Oasis in Punta Gorda Isles! Peaceful views of mature trees and an expansive screened lanai set the tone for this 3-bed, 2-bath, 2-car garage home. Beautifully updated and tastefully decorated, the interior follows a split floor plan with an easy flow for everyday living and entertaining. Granite countertops, ample cabinetry, a convenient pass-through window, and a dining nook with sliders to the lanai make the kitchen a welcoming place to gather. Open to the kitchen, the family room combines charming beadboard wainscoting with sliding glass doors to the lanai for easy indoor and outdoor living. A separate, versatile space can accommodate formal dining, a home office, games, or crafts to suit your needs. The primary suite pairs direct lanai access through sliding glass doors with a large walk-in closet and an ensuite bathroom complete with a walk-in shower and an on-demand water heater. On the opposite side of the home, the two guest bedrooms and guest bathroom can be closed off from the main living area for added privacy. A door from the guest bathroom provides convenient patio access. Quartz countertops, a farmhouse sink, and plenty of storage make the laundry room as practical as it is attractive. Outside, enjoy the southern exposure, relax in the spa, or grill on the paver patio. Mature trees and the greenbelt backdrop create a wonderfully private backyard setting, ideal for gathering with friends or enjoying a quiet afternoon. Want your own pool? There’s room to add one, or simply enjoy the spacious backyard just as it is! Punta Gorda Isles is known for its waterfront lifestyle, with boating, golf, parks, bike paths, dining, shopping, Fishermen’s Village and historic downtown Punta Gorda all nearby, plus convenient access to US 41, I-75 and Punta Gorda Airport. This home brings together character, comfort, and the kind of backyard privacy that makes it a special find in Punta Gorda Isles. Schedule your showing and picture yourself at home here!

1311 Tuscany Drive, Punta Gorda
3320 Palm Drive, Punta Gorda
$339,000
3 Beds ⋅ 2 Baths ⋅ Tierra Coronado SubDv.
Virtually Staged. !VIRTUALLY STAGED! Brand-New 2026 Construction in Punta Gorda! Welcome to 3320 Palm Dr, a beautifully finished 3-bedroom, 2-bathroom new construction home offering modern design, comfortable living, and thoughtful details throughout. Step inside to find tile flooring throughout the entire home, providing a clean, cohesive look that’s both attractive and easy to maintain. The open living spaces are designed for everyday comfort and entertaining, while the kitchen features a large walk-in pantry with a convenient built-in spice drawer, giving you plenty of organized storage. The spacious primary suite includes a walk-in closet and private bath, creating a comfortable retreat. Two additional bedrooms provide plenty of flexibility for family, guests, or a home office. Outside, enjoy the Florida lifestyle from the covered front porch. The home also features a two-car garage, shingle roof, and the peace of mind that comes with owning a brand-new 2026-built home. Located in Punta Gorda, this move-in-ready home combines new construction, practical design, and modern finishes without the wait of building from the ground up. 3 Bedrooms | 2 Bathrooms | 2-Car Garage | New Construction | Built 2026

3320 Palm Drive, Punta Gorda
27824 Arrowhead Circle, Punta Gorda
$324,900
4 Beds ⋅ 3 Baths ⋅ Calusa Creek SubDv.
A beautifully redesigned kitchen, a backyard sunset view over a lake and welcoming curb appeal in front – this meticulously maintained Calusa Creek move-in ready home has a lot to love. Located in a GATED COMMUNITY in Punta Gorda, this spacious 4-bedroom, 3-bath home offers nearly 2,000 square feet, a NEW WATER HEATER (2026), a NEWER ROOF (2022) and AIR CONDITIONER (2020) and a backyard that feels surprisingly private with NO NEIGHBORING HOMES IN SIGHT. The exterior makes an immediate impression with a BEAUTIFUL PAVER DRIVEWAY and FRONT WALK that recently has been sealed, complementing the home’s attractive curb appeal and well-maintained presentation. Inside, the generous living spaces give you room to spread out without losing the easy flow that makes a home feel welcoming. The kitchen offers NEW APPLIANCES (refrigerator, oven/stove and microwave, all in 2026) and has been redesigned with a modern look that includes QUARTZ COUNTERTOPS and an EXTENDED BEVERAGE CENTER – a feature you will appreciate as much on a busy morning as you will when you are entertaining. Tile flooring flows throughout the main living areas, primary bedroom and all three full bathrooms, while carpet adds comfort in Bedrooms 2, 3 and 4. When it is time to unwind, the primary suite is its own retreat with TWO CLOSETS and a bathroom featuring a SEPARATE SHOWER AND TUB and double vanity. Two guest bedrooms share a JACK-AND-JILL bathroom, and the fourth bedroom gives you flexibility for guests, a home office or whatever suits your needs. UPGRADED QUARTZ COUNTERTOPS in all three bathrooms carry the kitchen’s updated look throughout the home. From the front office (or bedroom), enjoy an open lake view with no neighboring home directly across, creating an exceptional sense of privacy and openness. In the rear, the home opens to a beautiful covered lanai that overlooks the lake, providing an ideal place to relax, entertain and enjoy SPECTACTULAR SUNSETS OVER THE WATER. And with no neighboring homes in sight, the backyard outdoor space feels like a peaceful escape. It’s the kind of setting that makes you want to stay outside a little longer. Calusa Creek residents can enjoy the COMMUNITY POOL, while the convenient location near I-75 puts Punta Gorda’s shopping, dining, waterfront destinations and SUNSEEKER RESORT within easy reach. With four bedrooms, three full bathrooms, a two-car garage, two distinct lake views, an upgraded kitchen, newer major systems and a private gated-community setting, this home offers an exceptional combination of COMFORT, STYLE, PRIVACY and CONVENIENT FLORIDA LIVING. Schedule a private showing, and experience the space and setting for yourself.

27824 Arrowhead Circle, Punta Gorda
1801 Jamaica Way Unit 112, Punta Gorda
$299,000
2 Beds ⋅ 3 Baths ⋅ Isles Club SubDv.
Enjoy spacious Florida living in this inviting 2-bedroom, 2.5-bathroom condo located in ISLES CLUB II in Punta Gorda. Offering OVER 1,900 SQ. FT. OF LIVING SPACE, a bright and airy floor plan, multiple outdoor living areas, and CANAL VIEWS, this residence provides plenty of room to relax and entertain. INTERIOR FEATURES • Bright and airy floor plan with abundant natural light • Wood and tile flooring throughout • Spacious living and dining room combination • Large pocket sliders opening to the screened lanai • Half bathroom for added convenience KITCHEN The kitchen flows easily between the main living areas and offers plenty of storage and workspace. • All appliances included • Granite countertops • Ample cabinet storage • Closet pantry FAMILY ROOM Located just off the kitchen, the family room expands the living and entertaining space with direct access to an OPEN-AIR BALCONY offering peaceful canal views. PRIMARY SUITE The spacious primary bedroom provides a comfortable private retreat. • Glass slider to the lanai • Walk-in closet • Large private en-suite bathroom • Dual-sink vanity • Walk-in shower GUEST BEDROOM & BATH • Spacious guest bedroom • Built-in closet • Private open-air balcony overlooking the canal • Full guest bathroom conveniently located nearby OUTDOOR LIVING Stretching the FULL LENGTH OF THE UNIT, the large screened lanai provides an impressive extension of the living space with plenty of room for relaxing, dining, and entertaining. Additional open-air balconies provide even more space to enjoy the Florida weather and CANAL VIEWS. ISLES CLUB II • Private building entrance • Stair and elevator access • Community pool • Within walking distance to Isles Yacht Club LOCATION & AREA HIGHLIGHTS Enjoy a desirable Punta Gorda location convenient to some of the area's most popular destinations. Nearby FISHERMEN'S VILLAGE offers waterfront shopping, dining, entertainment, and a marina, while HISTORIC DOWNTOWN PUNTA GORDA features locally owned restaurants, shops, waterfront parks, entertainment, and community events. The area also offers convenient access to Charlotte Harbor, scenic walking and biking paths, parks, golf courses, boating and fishing opportunities, and a variety of everyday shopping and dining options. With OVER 1,900 SQ. FT. OF LIVING SPACE, multiple outdoor living areas, CANAL VIEWS, and a fantastic Punta Gorda location, this spacious Isles Club II condo offers plenty of room to enjoy the Southwest Florida lifestyle. Schedule your private showing today!

1801 Jamaica Way Unit 112, Punta Gorda
16030 Palos Verdes Street, Punta Gorda
$299,047
3 Beds ⋅ 2 Baths ⋅ Sabel Glen SubDv.
Welcome to this beautiful 3-bedroom, 2-bathroom single-family home in Sabal Glen at Babcock Ranch! Featuring the desirable Belmont floor plan, this home offers a wonderful combination of modern finishes, comfortable living, and Florida lifestyle appeal. Enjoy peaceful lake views while appreciating the spacious outdoor area with room to add your very own private pool. Inside, you'll find a thoughtfully designed interior featuring tile flooring throughout with NO carpet, quartz countertops, stainless steel appliances, and a stylish kitchen backsplash. Additional features include ceiling fans, window blinds, and convenient keyless entry. The home's charming Coastal Blue exterior adds to its inviting curb appeal. Located in the vibrant master-planned community of Babcock Ranch, residents enjoy access to community swimming pools, playgrounds, and a dog park, all while experiencing the unique lifestyle this sought-after community has to offer. Whether you're looking for your next full-time residence, seasonal retreat, or investment opportunity, this home offers the perfect blend of comfort, style, and Florida living. Don't miss your opportunity to make this lake-view home yours!

16030 Palos Verdes Street, Punta Gorda
Start Your Search