St James City Homes under $250,000

St James City Homes under $250,000

Welcome to St. James City, a hidden gem nestled on Pine Island in Lee County, Florida. This picturesque community offers a unique blend of serene natural beauty and vibrant local culture, making it an ideal destination for those seeking a peaceful retreat or a lively lifestyle by the water. With its charming coastal vibe, St. James City is renowned for its stunning sunsets, abundant wildlife, and a laid-back atmosphere that invites you to unwind and enjoy the simple pleasures of life.

For those searching for affordable housing options, St. James City presents an exciting opportunity! Homes under $250,000 are available, making this enchanting locale accessible for first-time buyers, retirees, or anyone looking to invest in a slice of paradise. These homes often feature quaint designs, lush landscapes, and proximity to the area's abundant recreational activities, including fishing, boating, and birdwatching.

Imagine waking up each day to the sounds of nature and the gentle breeze of the Gulf Coast. Whether you prefer a cozy cottage or a charming bungalow, St. James City has a variety of properties to fit your lifestyle and budget. The community is also home to local shops, delicious eateries, and friendly neighbors, creating a warm and welcoming environment for all.

Don’t miss out on the chance to discover your dream home in St. James City. With its affordable real estate options and breathtaking surroundings, this delightful community is ready to welcome you with open arms. Come experience the magic of St. James City and start your new chapter today!

Newest St James City Homes under $250,000

5029 Gulfgate Lane, St James City
$215,000
2 Beds ⋅ 2 Baths ⋅ Pine Island Cove SubDv.
Beautifully maintained home in a 55+ community. Immaculately kept and many updates includes but not limited to new asphalt shingle roof, new AC/heat, water heater, washer/dryer, 6 panel doors through out, whole house generator wired direct to panel, propane, key start and includes 2 100 gallon tanks, new range/oven, dishwasher and refrigerator. A must see private back yard with tiki hut for grilling. Private deck with fire pit. Sliders in both bedrooms to access back yard. Gated storage for your boats, RVs and any other toys. Private boat ramp with parking for your vehicle and trailer, water for cleaning it, canal is Gulf access. Front Florida room can be used for home office or extra sleeping area for guests. Back lanai has vinyl roll down windows over screens and the room has a free standing AC unit to keep it climate user friendly. Large closets and plenty of storage.

5029 Gulfgate Lane, St James City
4971 Porky Lane, St James City
$198,500
2 Beds ⋅ 2 Baths ⋅ Pine Island Cove SubDv.
Beautifully furnished TURNKEY 2 Bedroom, 2 Bath Home in 55+ community of Pine Island Cove St. James city. This inviting residence offers 1,346 sq. ft. with an open modern floor plan with a clean minimalist aesthetic feel throughout. The spacious floor plan includes two generously sized bedrooms each offering plenty of room for a king size bed with 2 spacious walk-in closets, along with two beautifully updated contemporary bathrooms as well as a large functional laundry room everyday convenience. While the impressive 12' x 26' lanai with tinted acrylic sliding windows provides the perfect indoor-outdoor retreat. Additional exterior features include a 12' x 26' carport and a private concrete back patio, ideal for BBQ, plants, outdoor seating and extra storage opportunities. Located in the highly desirable 55+ boating and recreational community of Pine Island Cove. Residents enjoy a vibrant Florida lifestyle with direct Gulf of Mexico access from the community's private boat ramp as well boat storage for your convenience. The neighborhood also offers pickleball courts, Tennis, shuffleboard, a heated pool and spa, a clubhouse with regular activities, a community park, and a variety of recreation areas designed for community connection and enjoyment. Bring your boat, golf cart, and bikes—and start living your best Florida lifestyle in this exceptional home in Pine Island Cove.

4971 Porky Lane, St James City
7334 Drum Drive, St James City
$159,000
2 Beds ⋅ 2 Baths ⋅ Pine Island Cove SubDv.
This 55+ Pine Island 2010 home offers a great room, open-concept kitchen floor plan with 2 bedrooms, one with a private entrance out to the canal. The floors are all new "wood-like" for easy cleaning. The lawn is maintenance-free for more time to relax or join in a community activity. Pine Island Cove community offers boating access via the community boat ramp for quick, easy access to the Gulf of Mexico, Intracoastal, Pine Island Sound, and Outer Islands all within minutes, with no locks or bridges. Enjoy boating to the beaches you can only get to by boat, watching the sunsets over the Gulf, and fishing in some of the best spots in SW Florida. A few of the community activities include: bocce ball, pickleball, large pool, spa, clubhouse with kitchen, dance floor, party and fitness rooms, plus boat/RV storage for $50/year and $100/year if you need electric, a large pavilion for social events and cookouts, and a large fishing lake. This home is located in the heart of the amenities! Make your appointment now and enjoy spending the winter with friends in the sun, rather than shoveling snow!

7334 Drum Drive, St James City
4821 Curlew Drive, St James City
$130,500
2 Beds ⋅ 1 Baths ⋅ Flamingo Bay SubDv.
NO HURRICANE DAMAGE NEVER FLOODED 20 FEET of Deeded Gulf Frontage. Welcome home to your own slice of paradise in the heart of St. James City an authentic island escape where the water is your backyard and the lifestyle is all about simplicity, sunshine, and great fishing. This waterfront-access property has so much potential and plenty of yard space for all your entertaining and plenty of room for a pool! Inside you'll find new flooring throughout, fresh paint, a bright and inviting kitchen which also offers a bonus coffee bar space and a brand new roof! With direct access to open waters, you can be out to some of the area’s best fishing spots in minutes. This adorable home itself offers an inviting island feel and is ready for its next chapter. The oversized lot size provides the perfect space for trailers and fishing toys. Located in the relaxed, golf cart-friendly community of St. James City on Pine Island, this is the kind of place where neighbors wave, sunsets steal the show, and life revolves around the tides. There is a voluntary HOA that allows access to the community boat ramp and heated pool. The clubhouse is a great community location with bingo, dances, and games. If you’ve been searching for a true Florida fishing getaway with room to make it your own, this is it. Bring your vision, your boat, and your love for the water this 2 bedroom,1 bathroom manufactured home on oversized lot, sustained no hurricane damage, ready for you to move right in! Voluntary HOA. Membership allows use of a brand new SALTWATER POOL, concrete boat ramp with GULF ACCESS, clubhouse with numerous activities including bingo and exercise classes. $150 per year.

4821 Curlew Drive, St James City
10419 Trotwood Avenue, St James City
$149,000
2 Beds ⋅ 2 Baths ⋅ Pine Island Center SubDv.
Great location at Pine Island Center... Cute 2-bedrooms 2-baths, Vaulted ceilings, Nice Kitchen/Dining area Wood cabinets for plenty of space, Living area, Tile floors, Master bath is beautiful with Tiled walls in bathroom Shower & Bath tub, Wood cabinets .. Yard is 43x 80, raised Septic area, palm trees... very easy maintenance . Location is at the center of the Island, Library-school- pickleball & tennis, museum and little league field, also a 20 acre walkaround park... Great location- Check this property today !!

10419 Trotwood Avenue, St James City
4976 Curlew Drive, St James City
$168,000
2 Beds ⋅ 2 Baths ⋅ Flamingo Bay SubDv.
Welcome to a great waterfront opportunity in St James city, you can own a new home with new A/C and brand new septic field in a community that offers quick access to the open water, community pool and club house, this property also offers a nice deck out back to relax on and enjoy the mornings and evenings.

4976 Curlew Drive, St James City
7150 Cobiac Drive, St James City
$200,000
2 Beds ⋅ 2 Baths ⋅ Pine Island Cove SubDv.
WELCOME TO YOUR WATERFRONT ISLAND PARADISE on Pine Island! Highly sought-after 55+ boating community of Pine Island Cove, this BEAUTIFULLY UPDATED, MOVE-IN-READY waterfront home offers the perfect combination of COASTAL CHARM, BOATING CONVENIENCE & RESORT-STYLE LIVING. Situated on scenic canal, this 2 BED + 2 BATH manufactured HOME features PRIVATE DOCK & 10K-lb BOAT LIFT, providing exceptional access for boating, fishing, kayaking & exploring pristine waters of Pine Island Sound, Matlacha Pass, Sanibel, Captiva, Cayo Costa, Boca Grande & beyond Gulf. Community boat lift allows convenient navigation from your backyard to some of SWFL's most desirable waterfront destinations. From the moment you arrive, you'll appreciate the home's inviting curb appeal featuring tropical landscaping, covered carport parking & a welcoming island-inspired exterior. Inside, the bright & airy floor plan is filled w/ natural light, enhanced by expansive waterfront windows that frame peaceful canal views throughout the main living areas. Spacious living & dining rooms create an ideal setting for entertaining family & friends while enjoying the beauty of Florida waterfront living. Vinyl flooring, coastal-inspired finishes, updated fixtures & tastefully renovated spaces create a comfortable, move-in-ready atmosphere. The kitchen offers cabinetry, stainless steel appliances, counter space, and breakfast bar seating. Primary bathroom features a stylish double-sink vanity with modern finishes, while both bedrooms offer comfortable accommodations for owners & guests alike. Outside to your PRIVATE WATERFRONT RETREAT featuring a composite deck with shade sail, perfect for outdoor dining, grilling, morning coffee, or sunset cocktails while enjoying gentle island breezes. Mature palms, tropical landscaping, and lush greenery surround the property, creating exceptional wall privacy and a true backyard oasis. The beautifully maintained lawn extends directly to the water's edge, where your private dock and 10,000-lb boat lift await just steps from the home. Residents of Pine Island Cove enjoy outstanding amenities including a COMMUNITY POOL, CLUBHOUSE, PICKLEBALL COURTS, DOG PARK, BOAT RAMP, BOAT STORAGE, SOCIAL EVENTS, and WATERFRONT RECREATION AREAS. This golf-cart-friendly community is known for its convenient access to local marinas, waterfront restaurants, live entertainment, art galleries, farmers markets, and world-class fishing. Whether you're searching for a year-round residence, winter retreat, or affordable waterfront getaway, this exceptional property offers the perfect blend of WATERFRONT LIVING, BOATING ACCESS, LOW-MAINTENANCE OWNERSHIP, and the laid-back island lifestyle that makes Pine Island one of Southwest Florida's hidden gems. LIVE WHERE OTHERS VACATION!

7150 Cobiac Drive, St James City
7151 Drum Drive, St James City
$89,900
2 Beds ⋅ 2 Baths ⋅ Pine Island Cove SubDv.
HUGE PRICE REDUCTION-MOTIVATED SELLER-BRING OFFERS-BUY NOW OR LOSE! AWESOME partially remodeled 2BR/2BA home in 55+ Community on Pine Island!! Home features new flooring, kitchen cabinets and has a large workshop/storage area. Community has amenities galore including Boat Ramp, Swimming Pool and Boat/R/V storage area.

7151 Drum Drive, St James City
4978 Mullette Lane, St James City
$142,000
2 Beds ⋅ 2 Baths ⋅ Pine Island Cove SubDv.
Welcome to this charming and newly refreshed home located in the highly desirable 55 + community of Pine Island Cove. This property has been thoughtfully updated with new kitchen cabinets, countertops, flooring, a new shower, and an efficient mini-split A/ C system, giving the home a clean modern feel from the moment you step inside. The layout offers comfortable living spaces with plenty of natural light, making it an ideal full-time residence or seasonal retreat. The updates throughout provide peace of mind and move in readiness. Outside, enjoy all that Pine Island cove is known for-Gulf-access boating and a friendly, active lifestyle. Residents have access to a community boat ramp with Gulf Access, fish cleaning station and boat washout area, making it easy to spend your days on the water. There is also RV and boat storage, a dog park, picnic area, and a full calendar of activities including pickleball, bocce ball and social clubs for every interest. Just minutes from the bay and Gulf, this location is perfect for enjoying some of SW Florida's best fishing, exploring the outer islands or relaxing at the beaches. It is close to all the dining, shopping and island events Pine Island has to offer. You own your land and the HOA is only $160.00 per month.

4978 Mullette Lane, St James City
4939 Mullette Lane, St James City
$156,500
2 Beds ⋅ 2 Baths ⋅ Pine Island Cove SubDv.
If you are looking for a fully furnished home, you have found it. This 2-bedroom 2 bath home is located in Pine Island Cove the best 55+ community on Pine Island. The community has a heated saltwater pool, spa, private boat ramp that has Gulf access, boat & RV storage, picnic area with covered tables and grills, club house, dog run, fish cleaning station, washout facilities. There are a lot of activities for everyone pickleball, bocce and many clubs. It is just a few minutes out to the bay and Gulf to some of the best fishing in SW Florida. Community is located near to shops, banks and restaurants.

4939 Mullette Lane, St James City
3851 Coconut Drive, St James City
$199,000
2 Beds ⋅ 1 Baths ⋅ Trailerhaven SubDv.
POSSIBLE SELLER FINANCING: BRING ALL OFFERS. MOTIVATED SELLER. PROPERTY IS BIENG SOLD DUE TO HEALTH REASONS. Charming 2-bedroom, 1-bathroom home at 3851 Coconut Dr, St. James City, FL, is a waterfront paradise! Nestled on a desirable wide sailboat access canal, enjoy direct Gulf access with no bridges, perfect for maritime enthusiasts. The home features granite countertops, newer refrigerator, and A/C split units. Relax on the porch with stunning sunset and water views. The partially fenced yard offers privacy, and with no HOA, enjoy flexibility. Located minutes from the Intracoastal Waterway, explore nearby islands like Sanibel, Cayo Costa, and Captiva. A golf cart-friendly community with great nearby restaurants and marinas. Ideal for year-round living, seasonal retreat, or investment!

3851 Coconut Drive, St James City
4920 Pinfish Lane, St James City
$145,000
2 Beds ⋅ 2 Baths ⋅ Pine Island Cove SubDv.
Turnkey! Fully furnished! Welcome to Pine Island Cove, a vibrant 55+ waterfront boating community in St. James City. Plenty of social activates and events; bingo, yoga, water aerobics, holiday dinner...etc. Enjoy a saltwater pool & Spa, bocce and pickleball courts, a clubhouse, fitness center, picnic park, dog park, boat ramp, and boat/RV storage, along with a variety of programs to keep you active. This SPACIOUS 1144sqft newly renovated 2-bedroom, 2-bathroom, fully furnished home features a 2022 roof, new ductless split AC, new flooring, large walk-in closets, a relaxing Florida room and more. Situated on a corner lot, it boasts the best location in the community, with amenities just across the street. The HOA fee is $160 per month. The boat/RV storage is $50 per year if utilized. Launch your boat at the community ramp, just 5 minutes from open water, and explore Pine Island Sound, renowned for diverse fishing opportunities, including snook, trout, redfish, and tarpon. Easily navigate to stunning barrier islands like Sanibel, Captiva, and Cayo Costa - accessible only by boat. In Pine Island Cove, you own both the house and the land. Don’t miss your chance to live in paradise!

4920 Pinfish Lane, St James City
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