South Gulf Cove Homes under $400,000

South Gulf Cove Homes under $400,000

Welcome to South Gulf Cove, a hidden gem nestled in the heart of Port Charlotte, Florida, within the vibrant Charlotte County. This charming subdivision offers the perfect blend of serene coastal living and modern conveniences, making it a sought-after destination for families, retirees, and everyone in between.

One of the standout features of South Gulf Cove is its diverse range of homes, with many options available for under $400,000. Whether you’re a first-time homebuyer or looking to downsize, this community offers an impressive selection of properties that cater to various lifestyles and budgets. From cozy single-family homes to spacious ranch-style designs, there’s something here for everyone.

Imagine waking up in your new home surrounded by lush greenery and picturesque waterways. South Gulf Cove is renowned for its beautiful waterfront properties, providing residents with access to boating, fishing, and stunning sunsets right from their backyards. The community is also conveniently located near shopping centers, restaurants, and recreational facilities, ensuring that daily necessities are just a stone’s throw away.

For outdoor enthusiasts, South Gulf Cove boasts numerous parks and nature trails, perfect for leisurely strolls, biking, or picnicking with loved ones. Plus, with the pristine Gulf beaches just a short drive away, you can easily indulge in sun-soaked days and refreshing ocean breezes.

Discover the charm of South Gulf Cove, where affordable living meets a vibrant lifestyle in one of Florida’s most desirable regions. Your dream home awaits!

Newest South Gulf Cove Homes under $400,000

14051 Barbet Lane, Port Charlotte
$315,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Welcome to this inviting 3-bedroom, 2-bathroom home offering 1,640 sq. ft. of comfortable living space with a desirable open-concept floor plan. Tile flooring throughout provides a clean, cohesive look and makes everyday living and entertaining easy. The home features a 2-car garage and hurricane shutters, providing added convenience and peace of mind. The southern exposure in the rear brings wonderful natural light and creates an enjoyable outdoor setting. Ideally located close to restaurants, shopping, and golf courses, this home offers an excellent opportunity to enjoy the Florida lifestyle. Whether you're looking for a full-time residence, seasonal retreat, or investment property, this home is ready to welcome you.

14051 Barbet Lane, Port Charlotte
10047 Greetings Street, Port Charlotte
$315,000
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Spacious 4 bedroom, 2 bath home boasting over 2200 sq. ft. with an inground screen enclosed pool. Located in beautiful South Gulf Cove. Features an open concept kitchen with bar overlooking the family room. High ceilings, split bedroom plan, updated ceramic tile plank flooring, granite countertops in the modernized kitchen. The back yard is fenced for added privacy. Buyer is advised to have complete and thorough inspections done and to verify all information. Seller/Agents have no knowledge of property conditions. Being Sold As-Is.

10047 Greetings Street, Port Charlotte
14480 Argus Lane, Port Charlotte
$399,900
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
BRAND NEW CONSTRUCTION + BUYER INCENTIVE!** Welcome to this stunning new construction home in the desirable Gulf Cove area of Port Charlotte! Offering 4 bedrooms, 2 bathrooms, 1,886 square feet of beautifully designed living space, and an oversized 0.24-acre lot, this home combines modern style, functional living, and exceptional value. Step inside to a bright, open-concept floor plan designed for both comfortable everyday living and entertaining. The spacious kitchen flows seamlessly into the main living area, creating the perfect gathering space. The generously sized primary suite offers a private retreat, while three additional bedrooms provide flexibility for family, guests, a home office, or hobbies. Outside, the expansive lot provides plenty of room to create your ideal outdoor oasis, whether that means a pool, entertaining area, garden, or simply enjoying the Florida sunshine. A 2-car attached garage provides convenient parking and additional storage. Located in Gulf Cove, this home puts you close to shopping, dining, boating, golf, and Southwest Florida's beautiful Gulf Coast beaches.

14480 Argus Lane, Port Charlotte
10554 Live Oak Road, Port Charlotte
$399,990
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
SAILBOAT WATERFRONT HOME IN SOUTH GULF COVE! Welcome to Florida waterfront living! This light, bright, and airy 3/,2/2 is situated on sailboat-accessible waterfront in desirable South Gulf Cove. Inside, you’ll find tile flooring throughout the main living areas and carpeting in the bedrooms for added comfort. The kitchen features upgraded cabinetry, stone countertops, and stainless-steel appliances, creating a stylish and functional space for everyday living or entertaining. An indoor laundry room with a convenient linen closet adds to the home’s functionality. Step outside to beautifully maintained Florida landscaping featuring concrete curbing, decorative gray stone, and lush tropical greenery. But the real highlight is the WATER! Have a Sea-Doo, powerboat, or—better yet—a sailboat? This home is ready for you to enjoy the boating lifestyle. Spend your days on the water, explore the surrounding waterways, or simply relax and enjoy the peaceful Florida waterfront setting. Whether you're searching for a summer retreat, Airbnb opportunity, or your own waterfront Florida getaway, this home offers the space and location to make the most of the Florida lifestyle. Come see why waterfront living in South Gulf Cove could be exactly what you've been looking for!

10554 Live Oak Road, Port Charlotte
8117 Tecumseh Circle, Port Charlotte
$325,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Welcome to this well-maintained Port Charlotte home offering a spacious open floor plan, desirable split-bedroom layout, and numerous upgrades inside and out. The main living area feels bright and open with high ceilings, crown molding, recessed lighting, and tile flooring. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, quality real wood cabinetry, a pantry, and plenty of workspace and storage. The private primary suite features a tray ceiling and a generous 5’ x 12’ walk-in closet. The primary bath includes granite countertops, dual sinks, and a walk-in shower. The guest bedroom is located on the opposite side of the home for added privacy, and the second bathroom also features a shower and granite countertop. Tile flooring extends throughout the main living areas, with comfortable carpeting in the bedrooms. Step outside to the covered lanai, complete with two ceiling fans and plenty of room to relax and enjoy the Florida lifestyle. Additional features include a dimensional shingle roof, hurricane shutters, an alarm system, whole-home gutters, an irrigation system, decorative concrete landscape curbing, and an air-conditioning system that was recently serviced. Located in a deed-restricted community, the home sits on an approximately 80’ x 125’ lot with public water and sewer, electricity, and fiber-to-the-home high-speed internet availability. A stamped-concrete driveway and walkway add to the curb appeal, while concrete block construction provides the durability Florida homeowners appreciate. Looking for additional space? The seller also owns the lot directly behind the home, which may be purchased separately if the buyer is interested. The home may also be purchased with furnishings, providing an opportunity for a more turnkey Florida home. Enjoy convenient access to shopping, dining, area beaches, and the beautiful waters of Southwest Florida. A nearby public boat ramp provides access toward Charlotte Harbor and the Gulf of Mexico, making it easy to enjoy boating, fishing, and everything the area has to offer. Boca Grande and its renowned beaches are also within easy reach. The neighborhood continues to grow with newer homes while offering a voluntary homeowners association, no CDD fees, and architectural guidelines designed to help maintain community standards. Whether you’re looking for a full-time Florida residence, seasonal getaway, or your next Southwest Florida home, this property offers an excellent combination of space, upgrades, location, and flexibility. Schedule your private showing today!

8117 Tecumseh Circle, Port Charlotte
9309 Zorn Street, Port Charlotte
$339,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Virtually Staged. Welcome to your brand-new home at 9309 Zorn St in Port Charlotte. This newly built residence features 3 spacious bedrooms, 2 modern bathrooms, and approximately 1,670 square feet of thoughtfully designed living space with a functional and comfortable layout. Inside, you'll find a bright living room, a modern kitchen with ample cabinet and counter space, and generously sized bedrooms designed for everyday living. The 3-car garage provides additional storage and convenience for vehicles, tools, and recreational equipment. The spacious lanai creates a comfortable outdoor living area overlooking the large backyard. The property includes ample exterior space for a future pool, outdoor deck, summer kitchen, or additional landscaping improvements. Located in a quiet neighborhood near shopping, dining, parks, golf courses, and Gulf Coast beaches, this new construction home provides convenient access to many of the area's local amenities and outdoor activities.

9309 Zorn Street, Port Charlotte
9150 Arrid Circle, Port Charlotte
$299,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Seller Is Motivated **EXCELLENT WATERFRONT OPPORTUNITY** to own in Coveted South Gulf Cove!! Discover the perfect blend of boating, lifestyle, and value with this beautifully remodeled three-bedroom, two-bath waterfront home offering 90 FEET OF SEAWALL on a SPACIOUS CORNER LOT in the highly desirable South Gulf Cove community. Enjoy direct boating access to Charlotte Harbor and the Gulf of Mexico from your own backyard. Designed for both comfort and peace of mind, this meticulously maintained home features a new roof (2023), impact-rated windows, updated plumbing, an updated electrical system, newer air conditioning, a newer water heater, and low-maintenance finishes that enhance everyday living while maximizing investment potential. With NO HOA fees and NO RESTRICTIVE LEASING COVENANTS, this property offers outstanding flexibility as a primary residence, seasonal getaway, or income-producing investment. Additional highlights include a generator hookup, fenced dog run, detached storage shed, and expansive parking with ample room for boats, RVs, and trailers. The home has no known history of flooding, providing added confidence for future ownership. Whether you're seeking a personal waterfront retreat or an exceptional investment in one of Southwest Florida's premier boating communities, this property delivers an outstanding combination of location, lifestyle, and lasting value.

9150 Arrid Circle, Port Charlotte
14135 Appleton Boulevard, Port Charlotte
$359,000
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
This beautiful 4-bedroom, 3-bathroom, 2,100 sq ft single-family home in Port Charlotte, FL features a modern kitchen with granite countertops and stainless steel appliances, and a master suite with walk-in closet and en-suite bathroom. Additional bedrooms provide space for family, guests, or a home office. Tile flooring runs throughout the home. Also boasts a lovely 2-car attached garage. Located in South Gulf Cove, close to shopping, schools, and waterways, perfect for families or retirees seeking Florida comfort and lifestyle. Room for a pool.

14135 Appleton Boulevard, Port Charlotte
14155 Ostrom Avenue, Port Charlotte
$394,300
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Beautiful 4 Bedrooms 2 Baths Home in South Gulf Cove! It will have many nice, upgraded features such as High Ceilings, Tile ALL Except Bedrooms, Granite in Kitchen & Baths, Stainless Steel Appliances Only (Microwave, Stove and Dishwasher), Upgraded Cabinets & Beautiful Pair of Exterior French Glass Doors that go out to the Lanai. It will have a 5FT Tiled Shower with Tiled Floor in the Master Bath, Step Ceiling in the Master Bedroom, Irrigation System with Bahia Sod Package, Elevation B. It is a MUST see! ~ Prices are Subject to Change ~~ Subject to Errors & Omissions ~~

14155 Ostrom Avenue, Port Charlotte
14149 Emerson Lane, Port Charlotte
$393,200
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Under Construction. Spacious 2,010 sq. ft. (CR elevation) of heated living space, this residence features 3 bedrooms, 2 bathrooms, a versatile study/den, and a 2-car garage. From the moment you enter, you’ll be captivated by the open floor plan, complemented by elegant plank tile flooring throughout (excluding bedrooms). The bathrooms boast exquisite tile finishes, adding a touch of luxury to your everyday routine. Enjoy seamless indoor-outdoor living with a pair of French glass doors, leading to your expansive 21' x 10' covered lanai, Upgrades abound, including Granite countertops in the kitchen and bathrooms Stylish stainless-steel appliances (dishwasher, stove, microwave), Upgraded cabinetry Step ceilings in the primary bedroom and tile all except bedrooms. The primary bathroom is a true retreat, featuring a 5-ft tiled shower with tiled walls, replacing the traditional garden tub. The irrigation system ensures your lush Bahia sod stays green and gorgeous. Adams Homes provides peace of mind with 1-year/2-year/10-year warranties, and with our preferred lenders, you can move in worry-free, as we cover the majority of closing costs. Don’t miss the opportunity to make this home yours—where beauty, quality, and nature come together in perfect harmony.

14149 Emerson Lane, Port Charlotte
9325 Galaxie Circle, Port Charlotte
$388,200
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Under Construction. Spacious 2,010 sq. ft. of heated living space, this residence features 3 bedrooms, 2 bathrooms, a versatile study/den, and a 2-car garage. From the moment you enter, you’ll be captivated by the open floor plan, complemented by elegant plank tile flooring throughout (excluding bedrooms). The bathrooms boast exquisite tile finishes, adding a touch of luxury to your everyday routine. Enjoy seamless indoor-outdoor living with a pair of French glass doors, leading to your expansive 21' x 10' covered lanai, Upgrades abound, including Granite countertops in the kitchen and bathrooms Stylish stainless-steel appliances Microwave, Dishwasher, Range, Upgraded cabinetry Step ceilings in the primary bedroom and tile all except bedrooms. The primary bathroom is a true retreat, featuring a 5-ft tiled shower with tiled walls, replacing the traditional garden tub. The irrigation system ensures your lush Bahia sod stays green and gorgeous. Adams Homes provides peace of mind with 1-year/2-year/10-year warranties, and with our preferred lenders, you can move in worry-free, as we cover the majority of closing costs. Don’t miss the opportunity to make this home yours—where beauty, quality, and nature come together in perfect harmony.

9325 Galaxie Circle, Port Charlotte
15351 Ancel Circle, Port Charlotte
$399,900
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
PRICE IMPROVEMENT! Don’t miss this turnkey 3-bedroom, 2-bath pool home with a spacious den in the desirable boating community of South Gulf Cove. With over 2,100 sq. ft. of living space, this beautifully maintained home offers the flexibility to enjoy as a full-time residence, Florida getaway, or income-producing seasonal rental. The bright, open floor plan provides comfortable living and entertaining space, while the versatile den is ideal for a home office, media room, or additional guest space. Step outside to your south-facing, electrically heated saltwater pool and enjoy sunshine throughout the day. The freshly painted lanai and pool deck complement the private backyard, where a peaceful, wooded backdrop creates a relaxing setting. Recent updates include a 2022 roof, 2024 pool heater, 2024 exterior paint, and 2026 lanai and pool-deck paint. Hurricane panels are included for added peace of mind. Sold fully turnkey furnished, this property is ready to enjoy from day one. It also has a successful seasonal rental history, making it an attractive option for buyers seeking both a personal retreat and rental income potential. Rental history is available for buyer and agent review. Move-in ready. Updated. Turnkey. Private pool. Established rental history. If you’ve been waiting for the right South Gulf Cove property, this one is ready for its next owner. Schedule your private showing today!

15351 Ancel Circle, Port Charlotte
Start Your Search